Which of the following is a characteristic of the 'no-fault' insurance system?

In a 'no-fault' insurance system, one of the key characteristics is that drivers involved in an accident are not allowed to sue each other for damages, regardless of who is at fault. Instead, each driver's own insurance company covers their medical expenses and damages up to a predetermined limit, thus simplifying and speeding up the claims process. This system is designed to reduce litigation and allow individuals to receive compensation more quickly without the burden of proving fault.

This approach aims to decrease the number of legal disputes arising from accidents and is often utilized in various states to make the process of recovery more efficient for all parties involved. The limitations on the ability to sue are intended to maintain lower insurance premiums and streamline the handling of accident claims.