What was the primary intent of no-fault insurance?

The primary intent of no-fault insurance is to provide fast payment for damages without the need for legal action to determine who is at fault in an accident. This system is designed to simplify the claims process by allowing drivers to receive compensation from their own insurance companies for injuries and damages sustained, regardless of who caused the accident. This can significantly speed up the process of getting medical bills paid and other expenses covered, reducing the burden of lengthy and costly lawsuits that can arise in traditional liability insurance systems.

By focusing on providing prompt compensation, no-fault insurance helps alleviate some of the legal complexities that can delay payment for victims. This system encourages a more direct and efficient resolution of claims, which can benefit all parties involved in an accident. It's important to recognize how this approach contrasts with traditional fault-based systems, where establishing liability can result in disputes and extended timeframes for resolution.