What should vision care insurance cover?

Vision care insurance is designed to provide coverage for a range of eye health services and benefits. It typically includes the diagnosis and treatment of eye diseases, which is critical for maintaining overall eye health. This coverage ensures that individuals have access to necessary medical services for various eye conditions, potentially preventing further complications or loss of vision.

Periodic eye examinations are often part of the coverage, but they are not the sole focus of vision care insurance—it's about comprehensive care. Similarly, while costs associated with eye surgery might be included, the coverage is broader and includes the diagnosis and treatment aspects, which can encompass various preventive and therapeutic services.

Routine dental services fall outside the scope of vision care insurance, as this type of insurance is specifically tailored for eye health rather than oral health. Therefore, selecting an option that represents the full breadth of eye care, especially the importance of diagnosing and treating eye diseases, accurately reflects the primary purpose and benefits of vision care insurance.